Card Information

• This section contains all the important numbers, dates, and other relevant details for each of your cards.

• The key metric here is your "Target Utilization."

  • Utilization represents how much of your credit limit you're using. For example, if you have a card with a $100 limit and your utilization is 20%, you're spending $20.

  • This creates a "Soft Limit" to ensure you can always pay off your cards.

    
    

Cards Section

• View your balances, the state of each card, and the available credit you have before reaching your soft limit.

• These states are based on the soft limit for each card.

• The state of the card can be:

  • Balance Paid

  • Within Limit

  • Over Target

    
    

Payments

• To make payments, add an entry to the "Payments" section and fill out all properties from left to right.